One fun thing about being an independent insurance agent is the ability to get more chances at writing commercial risks. Firefly agents have two paths to write commercial:
- In some cases an agent’s commercial application and or carrier production reports demonstrate commercial expertise in which case they operate as generalists and write whatever they are comfortable writing. They have appointments and binding authority for commercial just like the do for personal lines. For agents with less commercial experience they can specialize in 1-3 industries, becoming an expert in understanding, underwriting, quoting, winning, and servicing those industries. You can learn more about commercial field underwriting here in our Learning Center. In either case these Commercial Approved agents can quote, bind, and service commercial accounts with their direct appointments.
- Many Firefly agents choose to use our warm leads program. Simply put, it allows you to receive new business and renewal commission while the carrier does all of the work.
The warm leads program lets you focus on your day-to-day operations and still have a shot at writing a variety of commercial accounts without having to learn the nuances and peculiarities of each industry so you can quote each risk.
Watch this short video to see exactly how the Warm Lead Program works:
Get more information about writing commercial insurance through Firefly in our ebooks. Download the first one here.