The best way to get carriers and sell commercial insurance

Firefly is the best way to get carriers and sell commercial insurance for almost every agent.

Here’s what you’ll love about writing commercial insurance with Firefly:

1) Our lineup of national and regional commercial carriers is fantastic! It includes:

2) You will be appointed with every commercial carrier in your state (just as agents are appointed with every personal lines carrier).

Your direct appointments let you do all these things directly with carriers – and without going through a middleman:

1. • Talk to underwriters
   • Run your own quotes
   • Bind business
   • Service your accounts

3) From our carrier list, you know how well you would do in small commercial, but you can write Middle Market business with these carriers, too!

• • Here are the most common classes of business our agents win:
    • Artisan contractors
    • Machine shops
    • Distributors
    • Auto repair and auto body shops
    • Lessor’s risks
    • Restaurants (franchise and non-franchise)
    • Retail
    • Offices (often with professional liability)
    • Breweries
    • Printers
• • Here are classes that have gotten harder but we can still write:
    • Hotels
    • Apartments
    • Convenience stores (with and without gas stations)
    • Condo associations
    • Homeowner associations
    • Churches/houses of worship

4) As is true with our personal lines carriers, you will not have a per-carrier production requirement with your commercial carriers.

• As long as you satisfy the Firefly All-for-one production requirement you’ll be able to write business with the best carriers in the industry.
• Best of all, you can put your customers with the carrier that fits them best instead of with the carrier that needs more premium to meet a quota.

5) Firefly pays you a commission on every commercial account you write, no matter the premium. 

In contrast, many big agencies that focus on commercial insurance only want larger accounts. They don’t pay a commission to agents on any policy with an annual premium lower than a chosen threshold – for example, $25,000.

This discourages agents from writing those accounts.

1. • But with Firefly, if the account generates any commission revenue, you’ll be paid on it.

6) And you get the same high commission split on RENEWALS as you do on new business! 

• • That continues for as long as you retain the account.
  • This is far better for you than receiving only a high commission when the policy is written. After all, the renewals are where the real money is in this business.