The best way for agents to get carriers and sell commercial insurance

“I got appointed with carriers so quickly that I sold my first account within two weeks! And within the first month I landed a middle market account with Firefly.”

Cody – Tennessee

Fireflys commercial carriers amaze Chris Farley
Look at all those carriers!

Firefly is the best way to get carriers and sell commercial insurance for almost every agent.

Here’s what you’ll love about writing commercial insurance with Firefly:

1) FANTASTIC CARRIER LINEUP:

Liberty Mutual Travelers Hartford Hanover Nationwide Guard Donegal Grange Phly Progressive USLI Utica National West Bend Hastings weSure NEXT 

2) YOU GET APPOINTED WITH EVERY CARRIER

Firefly will get you appointed with every commercial carrier in your state, within 30-45 days. (Just as agents are appointed with every personal lines carrier.)

Your direct appointments let you do all these things directly with carriers – and no middleman:

  • Talk to underwriters
  • Run your own quotes
  • Bind business
  • Service accounts

3) SO MANY SMALL- AND MIDDLE-MARKET CLASSES TO WIN

Here are the most common classes of business our agents win:

  • Artisan contractors
  • Machine shops
  • Distributors
  • Auto repair and auto body shops
  • Lessor’s risks
  • Restaurants (franchise and non-franchise)
  • Retail
  • Offices (often with professional liability)
  • Breweries
  • Printers

These classes are more challenging, but can still be written:

  • Hotels
  • Apartments
  • Convenience stores
    • With or without gas stations
  • Condo associations
  • Homeowner associations
  • Churches/houses of worship

4) NO PER-CARRIER PRODUCTION REQUIREMENTS

As is true with our personal lines carriers, you will not have a per-carrier production requirement with any of your commercial carriers.

  • As long as you satisfy the Firefly All-for-one production requirement you’ll be able to write business with the best carriers in the industry.
  • This means you can always put your customers with the carrier that fits them best instead of with the carrier that needs more premium to meet a quota.
  • You can also write with carriers that have niche markets. Even if you only write a few of those policies each year, you don’t have to worry about a carrier canceling your appointment.

5) YOU GET 90% OF THE COMMISSION ON EVERY POLICY

👉 There is no minimum premium requirement.

In contrast, many big agencies that focus on commercial insurance only want larger accounts. They don’t pay a commission to agents on any policy with an annual premium lower than a chosen threshold – for example, $25,000.

This discourages agents from writing those accounts.

  • But with Firefly, if an account generates any commission revenue, you’ll be paid on it.

6) YOU GET 90% OF THE RENEWAL COMMISSION, TOO

This continues for as long as you retain the account.

Many large agencies pay a high commission on commercial new business, but little or even no commission on renewals.

  • Firefly’s split is far better for you. After all, the renewals are where the real money is in this business.

💰 Use Firefly’s easy commission calculator to see how much more YOU could make with a higher commission split.

7) YOU GET AN EXCELLENT TECH-STACK

Your EZLynx subscription through Firefly includes their Sales Center and Submission Center tools, which make it easy to manage your sales pipeline and submit new business to carriers.

  • IMPORTANT NOTE: You cannot quote commercial prospects through EZLynx.
    • Firefly does not currently work with a commercial comparative rater because existing software has a very limited ability to quote vehicle fleets, or multi-location clients.

With top carriers, high commissions, and time-saving software tools, Firefly is the best way to build your commercial insurance agency.

That’s why Firefly gets commercial reviews like this one:

“Firefly’s commercial department increased my closing ratio.  The sales process is solely centered around the agent….no waiting for approval from them.  Firefly gives agents all the tools they need to be able to win!”    

Will – South Carolina

▶️ Want to learn more? Click on the Grow Your Agency link at the top of this page, or with this link.

Top